For homeowners
You can see where the estimates differ and which gaps have supporting documentation, rather than trying to compare long line-item reports on your own.
Scope and Estimate Analysis
Compare carrier estimates, contractor estimates, revisions, supplements, quantities, pricing, depreciation, and missing scope.
Is this the right service for the file?
We map estimate differences into a structured comparison so licensed reviewers can evaluate whether gaps appear supportable based on documentation.
This may help when
- The carrier and contractor estimates differ in scope, quantity, or price
- A supplement was reduced, rejected, or left unresolved
- Depreciation, deductible treatment, or paid-when-incurred items are difficult to follow
Role clarity
FlatRatePA.com provides public-adjusting services, not roofing or legal services. Representation requires claim qualification and a written agreement; no outcome is guaranteed.
Texas Department of Insurance: public adjustersWhat we review
Send what you have. We will identify what is useful, what is missing, and what matters for this stage of the claim.
- Original and revised carrier estimates
- Contractor estimates, supplements, and supporting notes
- Measurements, quantities, labor, materials, and pricing differences
- Depreciation, deductible, code, and completion-related line items
What this service delivers
- Carrier vs. contractor estimate comparison
- Missing-scope flags
- Quantity and pricing differentials
- Depreciation and deductible treatment notes
Document. Review. Act.
A consistent three-step path keeps the file focused and makes the next decision easy to understand.
- Step 1
Align the estimates
We place carrier and contractor documents into a consistent structure so the same work can be compared directly.
- Step 2
Identify the gaps
We flag scope, quantity, pricing, depreciation, and documentation differences that need closer review.
- Step 3
Connect support
Each material difference is tied to the available photographs, measurements, reports, or other supporting records.
What this means for you
The public-adjuster role stays separate from the roofing work, with clear responsibilities for each party.
For roofing companies
Your technical scope, estimate, measurements, and supplement details stay central to the comparison. Licensed claim communication remains separate from the roofing contract.
What happens next
Supported differences can feed an evidence package or licensed carrier communication. Unsupported or incomplete items are returned with a clear list of what is still needed.
Find out whether your claim deserves another look.
Send the documents you have. We will identify the next reasonable step and any information still missing.